Benefits of Reward. Payback, reductions on loan processing costs, or other advantages provided by Navi Loan App are some possible forms of rewards. Through the app's reyono lite vs yonoferral program, users can help friends & family get easy access to quick financial assistance while also earning rewards for themselves. For those looking for quick loans, the Navi Loan App is a great option because of its many features and advantages. The app's quick and simple loan application process is one of its primary features.