The National Payments Corporation of India (NPCI) created the BHIM app, which stands for "Bharat Interface for Money.". Thanks to it, people cslots bingo freean use their smartphones to conduct safe, cashless transactions. BHIM has launched a Refer & Earn program in an effort to increase the number of its users and encourage digital payments. With this program, current users who recommend friends and family to the app can get compensated.

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